
BIO
My name is Shena M. Service, Owner & Operator of Akesi Mortgage Processing.
I am a licensed Home-Based Independent Mortgage Underwriter/Processor.
With my vast years of experience as a Senior Mortgage Wholesale Underwriter of Conventional Loans, a Certified Master Loan Processor with NAMP, and FHA/VA trained and certified; we bring a strength not offered by many in processing today and in the future.
EXPERIENCE
· Underwrite/Process Wholesale Mortgage Conventional Loans up to $3 million – independent lending authority up to $1.5 million (Credit Administrator review for loan amounts above lending authority)
· Conventional: Conforming/Nonconforming Loan Amounts, Manual Underwrite, Automated Underwriting – (Fannie Mae (DU)/Freddie Mac(LP)), Expanded Approval Products, My Community Mortgage Products, Jumbo Loans, Neighborhood Advantage Products, including Neighborhood Champions Product, Community Commitment, Community Accommodation, 100% LTV Products, 80/20 Combo Loan Products, 97% LTV Products, Non Traditional Credit, Stated Income Products, No Ratio Products, Fixed Rate Products, Interest-Only Products, ARM Products, including Many Option Arms, Rapid, Second Mortgages, Home Equity Lines of Credit, Equity Maximizer Products, Low-to-Moderate Income loans, etc.
· Credit Analyst: Give final loan approval based on income and credit.
· Paperless Project Coordinator/Project Teams for the Paperless Environment
· Provided support to Underwriting Management (assigning loans daily, review reports, worked closely with Account Executives and Mortgage Brokers, make management decisions)
EDUCATION & CERTIFICATION
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